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Insurance Services Office (ISO)

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Report Created October 2019 and became effective February 1, 2020 

RANCHO SANTA FE, Calif. — The Rancho Santa Fe Fire Protection District (RSFFPD) is pleased to announce they have received an improved fire protection classification from the Insurance Services Office (ISO).  ISO conducted a Public Protection Classification (PPC) survey of the RSFFPD and issued a classification of 2/2Y, an improvement from their previous score of 3/3X. The new classification went into effect February 1, 2020.

“The Fire District is elated with the results of the survey and our improved classification,” said Fire Chief Fred Cox. “It reflects our commitment to providing excellent property fire protection for our communities. A lot of time and effort went into improving our score and we are proud of the results. Our goal now is to take the survey results and continue to improve upon them.”

The PPC survey, conducted every 5 years, allows ISO to evaluate over 47,500 fire departments throughout the United States on all aspects of the fire service including emergency communications, fire station locations, equipment and staffing, water supply systems, and community risk reduction efforts. ISO analyzes the data provided by the fire agency and assigns a classification number based on the fire department’s results. The ISO classification is a scale from 1 to 10.  A Class 1 indicates a fire department that provides excellent property fire protection by scoring high on all requirements, while a Class 10 indicates a fire department does not meet any of ISO’s minimum standard of service.

The classification system provides insurance companies with an objective, standard-based measurement they can use to set property insurance premiums and rates. Areas with a lower classification number typically have lower insurance rates than similar communities with a higher classification number. The RSFFPD’s new classification could result in lower insurance rates for property owners, at the insurance company’s discretion, and ease company concerns about insuring properties within the district. To learn how your insurance could be affected, please contact your insurance broker.

For more information regarding the Insurance Service Office and the Public Protection Classification, please visit their website at www.isomitigation.com/ppc. More information about the Rancho Santa Fe Fire Protection District can be found at www.rsf-fire.org.

The mission of the Rancho Santa Fe Fire Protection District is “To serve the public through the protection of life, environment and property from fire and other emergencies through prevention, preparedness, education, and response.” Formed in 1946, the Fire District now spans approximately 50-square miles and protects over 34,000 citizens. The Fire District currently operates out of six fire stations and serves the communities within and surrounding Rancho Santa Fe, Fairbanks Ranch, 4S-Ranch, Elfin Forest, and Harmony Grove.

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